TERMS OF USE

By continuing access on this site, you confirm your agreement with and understanding of the following Terms of Use Agreement ("Agreement") and legal information pertaining to both this website and any material on it. This website may be used only in connection with your un-qualified approval of this Agreement, including all terms, conditions, and future notices.

Lochridge Investment Advisors, LLC ("Lochridge") maintains and owns this website. The information accessible on this website is the property of Lochridge and protected by property, copyright, and other rights. Anything transmitted to this website becomes the property of Lochridge for all lawful purposes. Any trademark, logo, or image displayed on this website may not be appropriated or used for any purposes without the prior written consent by the management of Lochridge. Lochridge reserves all rights to all trademarks, logos, and images on this website and will enforce its rights in such to the full extent of the law.

Under no circumstances should anything on this website be construed as an offer or recommendation to acquire or dispose of any investment or to engage in any new transaction. Past performance is not necessarily indicative of future results, and nothing on this website should be interpreted to state or imply otherwise. Lochridge makes no representations or warranties that the value of investments will not fall, or that investors will get back their full investment. Access to this website will only be granted to those investors who are deemed "qualified purchasers" under the Investment Company Act of 1940, as amended.

Lochridge is not directing the information on this website to any person in any jurisdiction where the publication of such information is prohibited. Only persons in jurisdictions where such publication is permitted may access this website.

Lochridge will not be held liable for any special or consequential damages resulting from the access or use of this website, including but not limited to, the inability to access or the slower running of this website. This website, including all software, functions, materials, and information, is provided "as is" without warranties of any kind, and Lochridge disclaims all warranties, express or implied. Lochridge does not warrant or make any representations regarding the operation of this website, the use, validity, accuracy or reliability of, or the results of the use of the materials on this website. The materials of this website may be out of date, and Lochridge makes no commitment to update the materials at this website. Lochridge does not and cannot guarantee or warrant that the files available for downloading from this website, if any, will be free from infection, viruses, worms, Trojan horses, or other code that manifest contaminating or destructive properties. Lochridge does not warrant that this website, software, materials, products, or services will be uninterrupted or error-free or that any defects in this website, software, materials, products, or services will be corrected.

In no event will Lochridge, its suppliers or other third parties mentioned at or in this website be liable for any damages. If your use of the materials or information from this website results in the need for servicing, repair or correction of equipment or data, you assume all costs thereof. Some states do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.

Except as otherwise expressly permitted by Lochridge, any access or attempt to access other areas of the Lochridge computer system or other information contained on the system for any purposes is strictly prohibited. You agree that you will not use any device, software or routine to interfere or attempt to interfere with the proper working of the website.

You are not granted a right to create a "hypertext" link to this website. You may not use framing techniques to enclose any Lochridge trademark, logo or trade name or other proprietary information including the images found at the website, the content of any text or the layout/design of any page or any form contained on a page without Lochridge's express written consent.

In order to access a password protected account on this website you must first receive a password by filling out the required forms and receiving authorization from Lochridge. The user is solely responsible for all actions undertaken in the password protected account and for maintaining the confidentiality of the password. Lochridge has no obligation to inquire into the authority or propriety of any actions undertaken within the password protected account, but reserves the right to monitor such actions. With this Agreement you agree to notify Lochridge immediately if you lose the password, or if it is stolen.

This Agreement shall be governed by, and construed in accordance with, the laws of the State of Texas without regard to the choice-of-law provisions thereof.

Lochridge reserves the right to revise this Agreement at any time, and any content on this website is subject to change without notice. By using this website you agree to be bound by any such revisions and should therefore periodically visit this website to determine the then current terms and conditions of use to which you are bound.